Borrow money with BKR registration
If you want to borrow money with a BKR, it is best to opt for a mini loan. With many other forms of loan, such as a personal loan or revolving credit, your creditworthiness is checked at the BKR in Tiel.
Borrow money without BKR
If you know that you have a BKR, few lenders will accept your loan application. In the case of a mini loan, your creditworthiness is not tested and you can borrow money with BKR. Often the interest rates of mini loans are considerably higher, so it is important that you properly compare mini loans. We have compared mini loans with each other in our handy top 3.
Borrow with BKR?
We advise against borrowing money with a negative BKR. Often this BKR code means that you have not been able to take out loans in the past. Prevent you from paying off debts with loans, because you will incur even higher interest charges. When you try to repay a loan with a loan, this can cause you to get into further trouble. With this you run the risk that you unknowingly fall into debt. In this case, contact your bank and try to reach a good agreement with a creditor. Borrowing money with BKR is not the solution. Certainly not if you have a negative BKR.
Therefore, always consider whether you really need this money immediately before you decide to borrow money. Try saving or waiting for your next salary payment. Do you still need money immediately? Then check here to see which lender you can borrow the best money from.
What is a BKR?
The abbreviation BKR stands for Stichting Krediet Registration. This foundation is based in Tiel and registers the number of loans that you have taken out. In this way the consumer is protected, so that not too much is borrowed and that not too many loans are taken out. The BKR therefore ensures that you do not borrow too much and therefore do not get into too much trouble.
How do I know if I have a BKR?
The BKR keeps records of everyone who:
- Has taken out a personal loan
- Revolving credit
- Credit card has
- Red has stood
- The mortgage has payment arrears of more than 120 days
- Has a GSM subscription
Many people do not know that they are also registered with the BKR if they have taken out a GSM subscription. This means that 80% of the Dutch are already registered with the BKR. Do you want to know if you have a negative BKR? You can view your data by requesting this data from the bank where you are affiliated. This is possible for a payment of € 4.95.
Borrow money directly without BKR
Do you still want to borrow money without BKR? In this case we recommend you opt for a mini loan. This is the easiest way to borrow money without being checked at the BKR.
See directly where you can borrow the best money immediately, in our handy top 3 loans!
Borrowing money, costs money. Always consider whether or not you need the money. It is often wiser to save for a large purchase or to wait for your salary.